Which credit card should I get as a first-time user?
Shriya Chauhan
Asked 12 May 2026
19
I have never owned a credit card before. Salary is ₹40,000/month. Which is the safest entry-level credit card to start building my CIBIL score?
1 Answer
3
Kritika Singh·16 Apr 2026
I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.
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