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Which credit cards are accepted internationally without forex markup?

Charan Annamalai

Asked 29 May 2026

21

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

1 Answer

Accepted
14
Chirag Kale·19 Feb 2026

I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.

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