Verified 6 Aug
Charan Annamalai
Asked 29 May 2026
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?