Which credit cards are accepted inter… — Credit Card Q&A

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Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.

The 'minimum due' trap is real. Banks love it because they charge ~36-42% interest on the carried-forward amount. If you can't pay the full bill this month, pay at least 50% — anything below that and the interest eats the rewards of the next 6 months.

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I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

Which credit cards are accepted internationally without forex markup?

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