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Which credit cards are accepted internationally without forex markup?

Soham Vemuri

Asked 8 Jun 2026

2

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

2 Answers

4
Vinesh Barthwal·2 Apr 2026

I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.

1
Aaradhya Pathak·24 Apr 2026

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

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