Which credit cards are accepted internationally without forex markup?
Selvam Srinivasan
Asked 1 Jun 2026
16
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?
2 Answers
Accepted
1
Aditi Awasthi·1 Mar 2026
The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.
20
Rohit Mane·18 Mar 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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