Verified 6 Aug
Aaradhya Pathak
Asked 7 May 2026
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?