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Which credit cards are accepted internationally without forex markup?

Katrina Saha

Asked 30 Mar 2026

25

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

1 Answer

Accepted
23
Rajarajeshwari Chouhan·21 Mar 2026

I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.

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