Verified 6 Aug
Katrina Saha
Asked 30 Mar 2026
I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?