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Which credit cards are accepted internationally without forex markup?

Yashi Karthik

Asked 3 Jun 2026

26

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

2 Answers

18
Rashi Dudi·10 May 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

8
Puneeth Tirumala·7 May 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

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