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Which credit cards are accepted internationally without forex markup?

Anushka Naik

Asked 14 May 2026

19

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

2 Answers

Accepted
-1
Sudheer Goel·25 Mar 2026

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

1
Rashi Nigam·15 May 2026

Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.

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