Which credit cards are accepted internationally without forex markup?
Anushka Naik
Asked 14 May 2026
19
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?
2 Answers
Accepted
-1
Sudheer Goel·25 Mar 2026
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
1
Rashi Nigam·15 May 2026
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
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