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Which credit cards are accepted internationally without forex markup?

Sneha Laloo

Asked 7 Mar 2026

14

I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?

1 Answer

Accepted
5
Mishti Bisht·27 Feb 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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