Which credit cards are accepted internationally without forex markup?
Vinesh Barthwal
Asked 20 Feb 2026
20
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?
1 Answer
15
Hansika Gupta·9 Mar 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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