Which is the best credit card in India for bill payments in 2026?
Sridhar Lad
Asked 12 Mar 2026
20
I am looking for a credit card mainly for EMI purchases. My monthly income is around ₹1,00,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
1 Answer
2
Lakshya Mittal·20 Mar 2026
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
Your Answer
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.