Verified 6 Aug
Priyal Ranjan
Asked 20 Mar 2026
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
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I am looking for a credit card mainly for online shopping. My monthly income is around ₹25,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
