Verified 5 Aug
Chirag Yadav
Asked 25 Apr 2026
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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I am looking for a credit card mainly for Amazon purchases. My monthly income is around ₹75,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?