Which is the best credit card in India for international travel in 2026?
Kamakshi Bhuyan
Asked 23 Feb 2026
I am looking for a credit card mainly for Flipkart shopping. My monthly income is around ₹40,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
2 Answers
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
Your Answer
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.