Which is the best credit card in India for lounge access in 2026?
Saanchi Roy
Asked 17 May 2026
1
I am looking for a credit card mainly for EMI purchases. My monthly income is around ₹1,00,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
1 Answer
Accepted
1
Pihu Chaturvedi·31 Mar 2026
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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