Which is the best credit card in India for travel and flights in 2026?
Sai Malhotra
Asked 30 Mar 2026
I am looking for a credit card mainly for Amazon purchases. My monthly income is around ₹25,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
2 Answers
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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