Darshil Chauhan

Darshil Chauhan covers credit card rewards, point maximisation, and lounge-access programmes at FinWiz24. He maintains a running database of 50+ bank reward-rate changes across India and cross-checks every published rate against issuer circulars before it goes live on the site. Darshil's work helps readers calculate whether a card earns enough annual fees over a year of typical spending. He specialises in comparing point-based vs cashback systems, analysing transfer-partner networks (Amex MR, Visa Infinite), and tracking loyalty-program restructurings. His deep-dives into reward-capping policies and redemption-value tables have become reference material for personal-finance writers across India.