Jiyan Kazi

Jiyan Kazi covers cashback cards, fuel-credit cards, dining-rewards programmes, and everyday spend categories at FinWiz24. She builds detailed spend-model calculators that show how different cards perform under realistic Indian household budgets — accounting for the mix of online/offline spending, fuel usage, and restaurant bills that characterise each reader's profile. Jiyan's analysis of cashback-claim processes, rebate delays, and reward-expiry policies has exposed common pitfalls that cost consumers thousands annually. She tracks issuer promotions (bonus-cashback months, accelerated-earning periods) and helps readers time their applications for maximum initial-benefit capture.