Update
99 card application guides now ship with step-by-step walkthroughs
2 September 2026
The application guides were carrying structured walkthrough data that the old site never displayed. We surfaced it. Each guide now shows:
- Total time — realistic minutes from start to form submission.
- Estimated cost — joining fee where one applies, so nothing is hidden.
- Documents you’ll need — PAN, Aadhaar, salary slips, and the income proofs that actually decide approval.
- Numbered steps — eligibility check to card activation, one step per action.
Every guide also links to the matching card profile, so you can compare fees, rewards, and eligibility before you apply instead of after.
The walkthroughs reflect issuer terms as published at time of writing. If a bank changes a fee, we update the card profile and the guide in the same cycle — see our fact-check policy for the source rules.