Update
We rebuilt FinWiz24 on a file-based content stack
Reviewed by Gautam Chauhan Last reviewed 14 October 2026 Data verified 14 October 2026
We retired the database layer entirely. Every editorial page on FinWiz24 — 125 blog posts, 76 application guides, 1,031 glossary terms, 10 reward tricks, and the bank, network, and category reference pages — is now built from plain files that live in the same version control as the code.
What this changes for you:
- Faster pages. No queries at request time. Every page renders straight from the content files baked into the build.
- Fully reviewable history. Corrections and fee updates land as file changes with a timestamp and a diff, so the audit trail is public to our editorial team.
- Same rubric. The scoring methodology on our review-methodology page is unchanged. Independence rules still apply: no issuer pays for placement.
If you spot anything broken during the migration, use the corrections form at /legal/corrections/.
Sources
- Reserve Bank of India — Master Direction on Credit Card and Debit Card Issuance (verified 5 September 2026).
- FinWiz24 review methodology (verified 5 September 2026).
Related reading
- Best cashback credit cards in India (2026 edition) — leaderboard across the cards most Indian cashback holders stack in 2026
- Card networks explained — Visa vs Mastercard vs Amex vs RuPay — why the network on your card matters more than the bank for acceptance
- Credit card fees and charges — MITC explained — every line in your MITC decoded, including GST on fees
- Reward points valuation: earn rate vs redemption value — earn-rate math, redemption-value math, and the difference between the two