Credit card analyst
Mira Nair
FinWiz24 editorial office · Palitana, Gujarat, India
Travel-cards reporter covering airlines, hotels, IRCTC, and the lounges scene at Indian airports.
Posts by this author (10)
blog · 19 Jun 2026
Hotel and Airline Elite Status via Credit Cards in India
Marriott Bonvoy Platinum, Hilton Diamond, Singapore KrisFlyer Gold — the credit cards that grant elite status, and whether they pay.
blog · 17 Jun 2026
Using Indian Credit Cards Internationally: A Complete Guide
Forex markup, acceptance, ATM withdrawals, dynamic currency conversion, and dispute resolution abroad.
blog · 15 Jun 2026
Mileage Runs in India: How to Maximise Credit Card Points for Travel
Strategically increasing credit card spend to hit milestones and transfer bonuses. The art and the ethics.
blog · 13 Jun 2026
Best Credit Card Combos for Couples in India
Two people, multiple cards, multiple categories. The right combination returns 5%–7% on combined spend.
blog · 11 Jun 2026
Online Travel Agent vs Credit Card Travel Portal: Where to Book
Booking through MMT vs HDFC SmartBuy vs the airline direct — the price difference and the rewards difference.
blog · 9 Jun 2026
Travel Credit Cards with No Annual Fee in India
Lifetime-free cards that reward travel. The earn rates are lower, but the savings are real for moderate travellers.
blog · 7 Jun 2026
Airline Co-Brand Credit Cards in India: Which Ones Are Worth It?
Vistara, Air India, Singapore Airlines, Emirates, SpiceJet — the co-brand landscape and the cards that earn their keep.
blog · 5 Jun 2026
Axis Atlas vs Amex Platinum Travel: Which Mid-Premium Card Wins?
Both are ₹5,000 cards with 5X on travel. The differences are in the transfer partners, welcome bonuses, and acceptance.
blog · 3 Jun 2026
Best Credit Cards for Hotel Bookings in India (2026)
Marriott, Taj, Oberoi, ITC, OYO — the credit cards that reward each, and the transfer-partner routes that save the most.
blog · 1 Jun 2026
Best Credit Cards for IRCTC and Train Travel in India
IRCTC doesn't accept all credit cards. The cards that work, the cashback they offer, and the smarter ways to book.