Credit card analyst
Tanvi Deshpande
FinWiz24 editorial office · Palitana, Gujarat, India
Beginner-friendly explainers. Translates the bank's T&Cs into plain English for first-card users.
Posts by this author (5)
blog · 9 Jun 2026
10 Common Credit Card Mistakes That Cost Indians Real Money
Paying only the minimum, missing payments, closing old cards — the mistakes that add up to thousands in lost rewards and fees.
blog · 7 Jun 2026
10 Credit Card Rules You Must Know to Stay Out of Trouble
Pay the full balance, never share your PIN, hotlist immediately on loss, and 7 more rules every cardholder should follow.
blog · 5 Jun 2026
Every Credit Card Fee Explained in Plain English
Annual fee, late fee, finance charge, cash advance fee, EMI fee — what each one is, when it applies, and what it costs.
blog · 3 Jun 2026
Credit Card vs Debit Card: The Real Difference
Both cards have a 16-digit number, a CVV, and a logo. The differences are in who pays, what it costs, and what you get back.
blog · 1 Jun 2026
What Is a Credit Card? The Absolute Beginner's Guide
If you've never had a credit card, start here. The basics in plain English, with no jargon.