Finance Guides — Tax, Loans & Banking

Section 80D of the Income Tax Act 2025 lets you deduct health insurance premiums for yourself, your family, and your parents — up to ₹1 lakh in total. Here is exactly what the deduction covers, who qualifies, and how much you actually save.

When you receive salary arrears, gratuity, or commuted pension in one lump sum, it can push your tax rate up sharply. Section 89(1) of the Income Tax Act 2025 lets you claim relief — here is exactly how it works, who qualifies, and how to file Form 10E.

When your income in one head is less than your loss in another, the Income Tax Act 2025 lets you set off that loss against other income — and in some cases, carry it forward to future years. Here is a plain-English guide to how loss set-off works, what the new regime allows, and what to watch out for.

When a client pays you as a freelancer, contractor, or professional, they may deduct TDS before the money reaches your account. Here is exactly which sections apply, what rates apply, how to claim the credit in your ITR, and what to do if TDS was deducted at the wrong rate.

Every employer deducts tax at source from your salary under Section 192 of the Income Tax Act 2025. Here is exactly how the deduction is calculated, what income is included, what deductions your employer can consider, and how to read your Form 16.

TDS on salary ranges from 0% to 30% depending on your income slab. Here is how the rate is set, which exemptions your employer uses, and how to reduce the deduction legally before filing your ITR.

TDS (Tax Deducted at Source) is money your employer, bank, or client withholds from your income and pays to the government on your behalf. Under the Income Tax Act 2025, understanding TDS is essential for getting your full tax credit back when you file your ITR.

Estimate your advance tax in 4 steps. Due dates, quarterly instalment amounts, and interest for late payment explained.

Input tax credit lets businesses reduce their GST bill by claiming credit for tax paid on purchases. Getting it wrong — missing invoices, expired claims, wrong classification — is the top GST compliance mistake.

The Income Tax Act 2025 replaced the 55-year-old 1961 Act on 1 April 2026. Here is what changed, what stayed the same, and what it means for your tax bill this year.

ITR-1 through ITR-7 — each form has different eligibility rules. Filing the wrong ITR form is one of the most common reasons returns get pushed back. Here is how to pick the right one.

The new tax regime is now the default for every Indian taxpayer. Here are the exact slab rates for FY 2026-27, who pays what, and how to calculate your tax in under two minutes.