Tag

#Balance Transfer

BNPL apps promise 0% interest. The reality is fees, late charges, and limited consumer protection. The comparison.

Arjun Banerjee15 Jun 20265 min read

Both let you access cash on a credit card. The fees, interest rates, and grace periods differ dramatically.

Isha Patel15 Jun 20264 min read

A loan against your credit-card limit lets you borrow against your card. The rate is high; the convenience is real.

Isha Patel11 Jun 20264 min read

EMI rates of 12%–24% are cheaper than revolving at 42%–51%. But EMI has its own traps — processing fees, GST, and prepayment penalties.

Isha Patel05 Jun 20264 min read

When the credit card is cheaper than a personal loan, and when it's dramatically more expensive.

Arjun Banerjee05 Jun 20264 min read

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