Your First Credit Card After Your First Job: A Playbook
You have a salary account, a steady income, and zero credit history. Here's what to do in the first 12 months.
Priya Sharma4 min read
Tag
#CIBIL
Why Your Credit Utilisation Ratio Is the Second-Biggest Score Factor
30% of your CIBIL score depends on how much of your credit limit you use. Here's the optimal strategy.
Priya Sharma4 min read
How to Dispute an Error on Your CIBIL Report
Wrong balance, closed account shown as open, missed payment you didn't miss. Here's how to fix it.
Priya Sharma4 min read
10 CIBIL Score Myths That Are Costing You Money
Income, UPI, debit cards — none of these affect your score. Here's what's myth and what's fact.
Priya Sharma4 min read
What a CIBIL Score Actually Is — and What It Isn't
Your CIBIL score is a number, not a verdict. Here's how it's calculated, what moves it, and what doesn't.
Priya Sharma4 min read
BasicsFeatured
Your First Credit Card in India: A Step-by-Step Guide
How to qualify, what to apply for, and the four mistakes to avoid on day one.
Priya Sharma4 min read
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