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Articles tagged cibil.
An add-on card lets a family member spend on your credit limit for typically ₹500-₹1,500 + GST per year — but the rewards land in your wallet, the bill is yours, and only your CIBIL history moves.
Paying only the minimum due on your credit card can cost you 5-10x more than the original bill. Here is the exact math for Indian cardholders.
You have a salary account, a steady income, and zero credit history. Here's what to do in the first 12 months.
30% of your CIBIL score depends on how much of your credit limit you use. Here's the optimal strategy.
Wrong balance, closed account shown as open, missed payment you didn't miss. Here's how to fix it.
Income, UPI, debit cards — none of these affect your score. Here's what's myth and what's fact.
Your CIBIL score is a number, not a verdict. Here's how it's calculated, what moves it, and what doesn't.
How to qualify, what to apply for, and the four mistakes to avoid on day one.
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