Credit Card vs Buy Now Pay Later (BNPL) in India: The Real Comparison
BNPL apps promise 0% interest. The reality is fees, late charges, and limited consumer protection. The comparison.
Arjun Banerjee5 min read
Tag
#No-Cost EMI
EMI Conversion on Credit Cards: When It Saves You Money, When It Costs You
EMI rates of 12%–24% are cheaper than revolving at 42%–51%. But EMI has its own traps — processing fees, GST, and prepayment penalties.
Isha Patel4 min read
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