Travel

Spend-Based Lounge Access on Indian Credit Cards: Rules and Math

Understand spend-based lounge access on Indian credit cards. Compare ICICI, HDFC, Axis, and SBI quarterly spend thresholds (₹10,000–₹50,000), exclusions, and break-even math.

HDFC Regalia Gold: Is the ₹2,500 Annual Fee Worth It in 2026?

The HDFC Regalia Gold charges ₹2,500/year. We calculate exactly how much you need to spend to recover the fee — and whether the milestone vouchers and lounge access close the gap.