Verified 1 Aug
Compare the effective rupee value of reward points vs direct cashback based on your monthly spend. Decide which card type is more valuable for you.
Data as of 19 Jun 2026
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Hand-picked from the rewards category. Run the numbers, then see if any of these cards fit your spending pattern.
Calculate your monthly points earned across spend categories like dining, travel, shopping, and more.
Estimate the direct cashback on your monthly credit card spend.
Are utility payments worth it on your card?
Is chasing a milestone bonus worth the extra spend?
