AU Small Finance Bank
AU Ananta Credit Card
Best for premium lifestyle and travel benefits
₹2,499/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹2,499/yr
Reward rate
4x
Min. income
₹6,00,000
Forex markup
2%
Lounge access
Yes
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Frequent traveller
- Premium cardholder
What we like
- 8x on travel/lifestyle
- Premium lounge access
- Lower 2% forex markup
Watch out for
- Rs 2,499 annual fee
- Rs 2.5 lakh spend waiver threshold
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹2,499 | Waived on Rs 2.5 lakh annual spend |
| Forex markup | 2% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 8.00 | — | 0.30 |
| All spends | 4.00 | — | 0.25 |
Benefits
-
Premium lounge access Highlight
Higher number of domestic and international lounge visits per year
-
Low forex markup Highlight
2% foreign currency markup, lower than the typical 3.5%
-
Premium concierge
24x7 concierge service for travel and lifestyle
-
Travel insurance
Complimentary travel insurance cover
Eligibility
- Age
- 21–65 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
AU Ananta Credit Card is a Visa premium card from AU Small Finance Bank, launched in May 2026 as part of its new portfolio, offering 8x rewards on travel and lifestyle plus premium lounge benefits.
Fees and rewards
- Annual fee: Rs 2,499 (waived on Rs 2.5 lakh annual spend)
- Joining fee: Nil
- Rewards: 8x on travel/lifestyle; 4x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for AU Ananta Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the AU Ananta Credit Card worth it?
What is the annual fee for the AU Ananta Credit Card?
How does the AU Ananta Credit Card reward rate work?
What are the eligibility requirements for the AU Ananta Credit Card?
Does the AU Ananta Credit Card offer airport lounge access?
← All credit cards · All AU Small Finance Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.