Axis Bank
Axis Bank Horizon Credit Card
Best for premium travel, unlimited lounge access
₹3,000/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹3,000/yr
Reward rate
5x
Min. income
₹6,00,000
Forex markup
2%
Lounge access
Yes (32 visits/yr)
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Frequent traveller
- Premium cardholder
What we like
- 32 domestic + 8 international lounge visits
- 5 EDGE Miles per Rs 100
- Only 2% forex markup
Watch out for
- Rs 3,000 annual fee
- Rs 6 lakh spend waiver threshold
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹3,000 | Not waivable |
| Annual fee | ₹3,000 | Waived on Rs 6 lakh annual spend |
| Late payment | ₹1,000 | Not waivable |
| Forex markup | 2% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 5.00 | — | 1.00 |
| TRAVEL | 5.00 | — | 1.00 |
Benefits
-
Lounge access Highlight
Up to 32 visits to domestic and 8 to international airport lounges annually
-
Low forex markup Highlight
2% foreign currency markup, lower than the typical 3.5%
-
Premium concierge
24x7 concierge service for travel and lifestyle
-
Travel insurance
Complimentary travel insurance cover
Eligibility
- Age
- 21–65 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Axis Bank Horizon Credit Card is a Visa premium travel card offering up to 32 domestic and 8 international lounge visits per year and 5 EDGE Miles per Rs 100 spent.
Fees and rewards
- Annual fee: Rs 3,000 (waived on Rs 6 lakh annual spend)
- Joining fee: Rs 3,000
- Rewards: 5 EDGE Miles per Rs 100 on all spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for Axis Bank Horizon Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis Bank Horizon Credit Card worth it?
What is the annual fee for the Axis Bank Horizon Credit Card?
How does the Axis Bank Horizon Credit Card reward rate work?
What are the eligibility requirements for the Axis Bank Horizon Credit Card?
Does the Axis Bank Horizon Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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