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Axis Bank

IndianOil Axis Bank Credit Card

Best for fuel, petrol

₹500/yr annual fee

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹500/yr

Reward rate

Not published

Min. income

₹1,50,000

Forex markup

Not published

Lounge access

Domestic + international

Eligibility

₹1.50 lakh/yr · CIBIL 650+

Reward cap

₹500/month

Welcome benefit

Complimentary IndianOil privileges

Who is this for

  • Fuel saver
  • Motorist

What we like

  • 5% cashback on IndianOil fuel purchases
  • Fuel surcharge waiver

Watch out for

  • Rs 750 late-payment fee

Issuer

Bank

Axis Bank

Private sector bank

All Axis Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1993

Toll-free

1800-419-5555

Customer care: 1860-419-5555

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹500 Not waivable
Annual fee ₹500 Waived on Rs 3 lakh annual spend
Late payment ₹750 Not waivable
Fuel surcharge 1% 1% surcharge waived on fuel between Rs 400 and Rs 4,000
Forex markup Not published Not waivable

Rewards

Spend category Rate Cap Redemption
FUEL 5.00 ₹500/month 1.00
All spends 1.00 No cap 1.00

Benefits

  • Domestic lounge access

    None

  • International lounge access

    None

  • Milestone benefits Highlight

    Complimentary IndianOil privileges

  • Fuel surcharge waiver Highlight

    1% waiver on fuel transactions Rs 400-4,000 (max Rs 400/month)

Eligibility

Age
18–70 years
Min. income
₹1,50,000
Min. credit score
650+
Score note
Stable income
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

IndianOil Axis Bank Credit Card is a VISA credit card from Axis Bank. It is best suited for fuel, petrol.

Fees and rewards

  • Annual fee: Rs 500
  • Joining fee: Rs 500
  • Rewards: 5% cashback on IndianOil fuel; 1% on all other spends

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for IndianOil Axis Bank Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the IndianOil Axis Bank Credit Card worth it?

IndianOil Axis Bank Credit Card is a credit card issued by Axis Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndianOil Axis Bank Credit Card?

IndianOil Axis Bank Credit Card charges ₹500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndianOil Axis Bank Credit Card reward rate work?

IndianOil Axis Bank Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the IndianOil Axis Bank Credit Card?

To qualify for IndianOil Axis Bank Credit Card, you typically need: minimum annual income ₹1,50,000; CIBIL score of 650+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndianOil Axis Bank Credit Card offer airport lounge access?

None

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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