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HPCL ENERGIE BOBCARD

Best for HPCL fuel lovers

₹1,000/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,000/yr

Reward rate

Not published

Min. income

₹2,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹2 lakh/yr · CIBIL 700+

Reward cap

₹500/month

Welcome benefit

None beyond the reward rate

Who is this for

  • HPCL customer
  • Frequent fuel spender

What we like

  • 5% on HPCL fuel
  • 1% on everything

Watch out for

  • Rs 1,000 annual fee

Fees and charges

Fee Amount Waiver
Joining fee ₹1,000 Not waivable
Annual fee ₹1,000 Waived on Rs 3 lakh annual spend
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
FUEL 5.00 ₹500/month 1.00
All spends 1.00 No cap 1.00

Benefits

  • HPCL fuel cashback Highlight

    5% cashback on HPCL fuel transactions

  • Enhanced fuel waiver Highlight

    1.5% waiver on fuel transactions Rs 500-3,000 at HPCL

  • Fuel surcharge savings

    Maximum savings on HPCL fuel

Eligibility

Age
21–65 years
Min. income
₹2,00,000
Min. credit score
700+
Score note
Good credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

HPCL ENERGIE BOBCARD is a VISA credit card from Bank of Baroda. It is best suited for HPCL fuel lovers.

Fees and rewards

  • Annual fee: Rs 1,000
  • Joining fee: Rs 1,000
  • Rewards: 5% cashback on HPCL fuel; 1% on all other purchases

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for HPCL ENERGIE BOBCARD

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the HPCL ENERGIE BOBCARD worth it?
HPCL ENERGIE BOBCARD is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the HPCL ENERGIE BOBCARD?
HPCL ENERGIE BOBCARD charges ₹1,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the HPCL ENERGIE BOBCARD reward rate work?
HPCL ENERGIE BOBCARD earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the HPCL ENERGIE BOBCARD?
To qualify for HPCL ENERGIE BOBCARD, you typically need: minimum annual income ₹2,00,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the HPCL ENERGIE BOBCARD offer airport lounge access?
HPCL ENERGIE BOBCARD does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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