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Axis Bank Vistara Signature credit card

Axis Bank

Axis Bank Vistara Signature Credit Card

Vistara co-brand Visa Signature with CV points, free tickets, and lounge access

₹3,000/yr annual fee · 3x rewards

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Reviewed 26 September 2026
  • Best for

    • Vistara flyer
    • Frequent traveller
  • What we like

    • 3x CV Points on Vistara flight bookings
    • Domestic + international lounge access
    • Free return economy ticket voucher on ₹2 lakh spend
  • Watch out for

    • Vistara merged with Air India (card subject to change)
    • ₹3,000 non-waiver joining fee
    • Standard 3.5% forex markup

Annual fee

₹3,000/yr

Reward rate

3x

Min. income

₹6,00,000

Forex markup

3.5%

Lounge access

Domestic + international

Eligibility

₹6 lakh/yr · CIBIL 720+

Reward cap

Not explicitly stated

Welcome benefit

Free return economy ticket voucher on annual spends ≥ ₹2,00,000.

Axis Bank Vistara Signature Credit Card review: Vistara co-brand Visa Signature with CV points on every spend, complimentary domestic + international lounge access, free Vistara ticket vouchers on milestone spend, and travel privileges.

Who is this for

  • Vistara flyer
  • Frequent traveller

What we like

  • 3x CV Points on Vistara flight bookings
  • Domestic + international lounge access
  • Free return economy ticket voucher on ₹2 lakh spend

Watch out for

  • Vistara merged with Air India (card subject to change)
  • ₹3,000 non-waiver joining fee
  • Standard 3.5% forex markup

Issuer

Bank

Axis Bank

Private sector bank

All Axis Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1993

Toll-free

1800-419-5555

Customer care: 1860-419-5555

Network

Visa

See all cards on this network

Axis Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.

Fees and charges

Fee Amount Waiver
Joining fee ₹3,000 Not waivable
Annual fee ₹3,000 Waived on annual spends ≥ ₹3,00,000
Renewal fee ₹3,000 Waived on annual spends ≥ ₹3,00,000
Forex markup 3.5% Not waivable
Late payment ₹1,100 Not waivable
Cash advance 2.5% of amount Not waivable
Fuel surcharge 1% 1% surcharge waived on fuel transactions between ₹400 and ₹4,000

Rewards

Spend category Rate Cap Redemption
TRAVEL 3 CV Points per ₹100 on Vistara flight bookings; 2 CV Points per ₹100 on retail; 1 CV Point per ₹100 on utility & ins… Not explicitly stated Redeemable as flight tickets on Vistara; transfer to partner airlines
All spends 2.00 Not explicitly stated 1 CV Point ≈ ₹0.50–₹1.00
DINING 2.00 — 1 CV Point ≈ ₹0.50–₹1.00

Benefits

  • 3x CV Points on Vistara Highlight

    3 CV Points per ₹100 on Vistara flight bookings.

  • Domestic + International Lounge Access Highlight

    4 complimentary domestic + 2 international lounge visits per year.

  • Free Vistara Ticket Vouchers

    Free return economy ticket voucher on annual spends ≥ ₹2,00,000.

  • Vistara Silver Status Fast Track

    Eligible for fast-track upgrade to Club Vistara Silver tier.

Eligibility

Age
21–60 years
Min. income
₹6,00,000
Min. credit score
720+
Score note
Good credit card required
Employment
Salaried, self-employed
Documents
PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed

Axis Bank Vistara Signature Credit Card is the Vistara co-brand Visa Signature tier (subject to Vistara-Air India merger changes). It targets Vistara flyers with CV points and travel privileges.

Fees and rewards

  • Joining fee: ₹3,000 (non-waiver)
  • Annual fee: ₹3,000, waived on annual spends ≥ ₹3,00,000
  • Rewards: 3 CV Points per ₹100 on Vistara; 2 CV Points per ₹100 on retail
  • Forex markup: 3.50%

Travel benefits

  • 3x CV Points on Vistara flight bookings
  • 4 domestic + 2 international lounge visits per year
  • Free return economy ticket voucher on ₹2 lakh spend
  • Vistara Silver tier fast-track eligibility

Eligibility

Minimum annual income ₹6,00,000 (salaried) / ITR-based for self-employed. Good credit score required.

Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.

Apply for Axis Bank Vistara Signature Credit Card

Last reviewed · How we review

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Frequently asked questions

Is the Axis Bank Vistara Signature Credit Card worth it?

Axis Bank Vistara Signature Credit Card is a credit card issued by Axis Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Axis Bank Vistara Signature Credit Card?

Axis Bank Vistara Signature Credit Card charges ₹3,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Axis Bank Vistara Signature Credit Card reward rate work?

Axis Bank Vistara Signature Credit Card earns 3x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the Axis Bank Vistara Signature Credit Card?

To qualify for Axis Bank Vistara Signature Credit Card, you typically need: minimum annual income ₹6,00,000; CIBIL score of 720+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Axis Bank Vistara Signature Credit Card offer airport lounge access?

4 complimentary domestic + 2 international lounge visits per year.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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