Axis Bank
Axis Vistara Credit Card
Best for travel, airlines
₹3,000/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
We stopped sourcing this card because the issuer no longer publishes complete terms. The figures below may be out of date.
Annual fee
₹3,000/yr
Reward rate
2x
Min. income
₹6,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 700+
Reward cap
Not specified
Welcome benefit
1 complimentary Economy Class Vistara ticket each at Rs 1.25L, Rs 2.5L, and Rs 6L annual spends (up to 4 tickets total/…
Who is this for
- Frequent traveller
- Vistara frequent flyer
What we like
- 4 complimentary domestic lounge visits per quarter (spend-gated)
- Complimentary Vistara flight tickets on milestone spend
Watch out for
- ₹3,000 non-waivable joining fee
- ₹750 late-payment fee
- No international lounge access
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹3,000 | Not waivable |
| Annual fee | ₹3,000 | Waived on Rs 4 lakh annual spend (per catalog; recent) |
| Forex markup | Not published | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Renewal fee | ₹3,000 | Waived on annual spends ≥ ₹4,00,000 |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| AIRLINES | 4.00 | — | 1.00 |
| TRAVEL | 2.00 | — | 1.00 |
| All spends | 2 CV Points per Rs 200 (CV = Club Vistara points; 1 CV = ~Rs 0.20 effective 0.4% rate) | Not specified | Redeemable for award flights, upgrades, Vistara Cash + Points (1 CV = Rs 0.20) |
Benefits
-
Domestic lounge access
2 complimentary domestic lounge visits per quarter (on min Rs 50,000 spend in previous 3 months)
-
International lounge access Highlight
None
-
Milestone benefits Highlight
1 complimentary Economy Class Vistara ticket each at Rs 1.25L, Rs 2.5L, and Rs 6L annual spends (up to 4 tickets total/year incl. welcome)
-
Fuel surcharge waiver
1% waiver on fuel transactions
Eligibility
- Age
- 18–70 years
- Min. income
- ₹6,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar/Address proof, salary slips / ITR
Axis Vistara Credit Card is a MASTERCARD credit card from Axis Bank. It is best suited for travel, airlines.
Fees and rewards
- Annual fee: ₹3000
- Joining fee: ₹3000
- Rewards: 4 CV points per ₹200
Eligibility
PAN, Aadhaar/Address proof, salary slips / ITR
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: sourcing stopped.
Step-by-step application guide: Read the Axis Vistara Credit Card apply walkthrough →
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Frequently asked questions
Is the Axis Vistara Credit Card worth it?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.