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How to Apply for the Axis Vistara Credit Card in 2026

Rahul Godeshwar's profile photo Rahul Godeshwar
4 min read
Reviewed by Darshil Chauhan Last reviewed 5 September 2026 Data verified 5 September 2026

Heads-up: Axis Vistara Credit Card is no longer openly issued, so some figures below may be stale. The application steps still show how issuer applications generally work.

The Axis Vistara Credit Card is a co-branded airline card for Vistara (now merged with Air India) flyers. It offers 3 Club Vistara (CV) points per ₹200 on Vistara bookings, 1 CV point per ₹200 on all other spends, 2 domestic + 1 international lounge visit per year, and a milestone benefit of 1 free domestic ticket on spends of ₹1.5 lakh in a year. The annual fee is ₹1,500, waived on ₹1 lakh spends.

Why this matters

If you fly Vistara or Air India at least 4 times a year, the milestone benefit of 1 free domestic ticket recovers the annual fee. The 3 CV points per ₹200 on Vistara bookings is competitive among co-branded airline cards. The card is also useful for Air India flyers post the Vistara merger.

How to Apply for the Axis Vistara Credit Card in 2026

How to apply Total time: 15 min · Estimated cost: ₹1,500 (joining fee) · You’ll need: PAN, Aadhaar, mobile, Club Vistara membership, salary slips (if required)

Apply for the co-branded Axis Vistara Credit Card and earn Club Vistara points on every spend. Eligibility, benefits, and full application walkthrough.

  1. Check Vistara card eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹25,000. CIBIL score of 720+ is preferred.
  2. Apply online via Axis Bank website — Visit axisbank.com → Cards → Credit Cards → Vistara. Click Apply Now. The form is pre-filled if you are an existing Axis customer.
  3. Complete the application — Provide your personal details, employment information, monthly income, and Club Vistara membership number (if any).
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 5–10 working days.
  6. Pay the joining fee and receive the card — Once approved, Axis will charge ₹1,500 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.
  7. Use on Vistara bookings for 3 CV points — Use the card on airvistara.com or the Vistara mobile app to earn 3 CV points per ₹200. Track points in your Club Vistara account.
  8. Chase the milestone of 1 free domestic ticket — Spend ₹1.5 lakh in a year to earn 1 free domestic ticket (capped at ₹7,000 base fare). Track progress in the Axis mobile app.

Common mistakes to avoid

The 3 CV points is only on direct Vistara bookings — partner airline bookings (Singapore Airlines, Lufthansa) earn 1 CV point. The 1 free domestic ticket is capped at ₹7,000 base fare and cannot be used during peak travel periods.

Pro tips

  • Use Vistara card only on airvistara.com to maximise 3 CV points
  • Link your Club Vistara membership in the Axis mobile app
  • Chase the annual milestone of 1 free domestic ticket
  • Pair with Axis Atlas for non-Vistara travel

Frequently asked questions

What is the annual fee on Vistara card?

₹1,500 + GST, waived on ₹1 lakh spends in the previous 12 months.

Does the 3 CV points apply to Air India?

Post the Vistara-Air India merger, the card is also valid on Air India bookings with the same earn rate.

What is the milestone benefit?

1 free domestic ticket (capped at ₹7,000 base fare) on spends of ₹1.5 lakh in a year.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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