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How to Apply for the Axis Magnus Credit Card in 2026

Piyush Rathod's profile photo Piyush Rathod
4 min read
Reviewed by Gautam Chauhan Last reviewed 5 September 2026 Data verified 5 September 2026

Heads-up: HDFC Bank Diners Club Black Credit Card, HDFC Bank Regalia Credit Card are no longer openly issued, so some figures below may be stale. The application steps still show how issuer applications generally work.

The Axis Magnus Credit Card is a premium travel card with 12,000 bonus EDGE Miles on first ₹1 lakh spent within 90 days, 5 EDGE Miles per ₹100 on travel, 2 EDGE Miles per ₹100 on all other retail, 8 domestic + 4 international lounge visits per year, and a milestone bonus of 30,000 EDGE Miles on spends of ₹15 lakh in a year. The annual fee is ₹10,000, waived on ₹15 lakh spends.

Why this matters

Magnus is the most rewarding Axis card in the mid-premium segment. The 12,000 welcome bonus alone is worth ₹1,200 in flight value. The 5 EDGE Miles on travel is competitive with the best travel cards. The 30,000 milestone bonus on ₹15 lakh spends is a major benefit for high spenders.

Top picks — alternatives to the Axis Magnus Credit Card

Pick Card Why consider it Annual fee Headline reward Min income Apply
1 Axis Magnus The card this guide covers ₹10,000 (waived on ₹15L) 5 EDGE Miles / ₹100 on travel ₹18,00,000/yr Apply →
2 Axis Atlas Lower annual fee + same EDGE Miles transfer list ₹5,000 (waived on ₹2.5L) 5 EDGE Miles / ₹100 on travel ₹6,00,000/yr Apply →
3 HDFC Diners Club Black Higher SmartBuy 10X boost + better domestic lounge network ₹10,000 (waived on ₹5L) 5 RP / ₹150 + 10X on SmartBuy ₹3,00,000/yr Apply →
4 HDFC Regalia Lower entry bar + similar milestone voucher (₹1,500/quarter) ₹2,500 (waived on ₹3L) 4 RP / ₹150 (2.6% effective) ₹6,00,000/yr Apply →
5 Amex MRCC If you transfer points to airline partners — better long-term value ₹1,500 (waived on ₹1.5L) 5X on Amazon + Flipkart (1,000 pts/mo cap) ₹4,00,000/yr Apply →

If your annual spend is ₹15L and you want the 30,000 EDGE Miles milestone, Axis Magnus is the right card. If you can clear only the ₹2.5L waiver, Axis Atlas (#2) is the better deal — same transfer partners, half the fee. If you don’t want to lock into Axis, HDFC Diners Club Black (#3) is the cross-bank equivalent. HDFC Regalia (#4) is the right card for a first-time mid-premium applicant. Amex MRCC (#5) is the budget option for airline-transfer chasers.

How to Apply for the Axis Magnus Credit Card in 2026

How to apply Total time: 20 min · Estimated cost: ₹10,000 (joining fee) · You’ll need: PAN, Aadhaar, salary slips, bank statement, Form 16

Apply for the premium Axis Magnus Credit Card with 12,000 bonus EDGE Miles and 5X on travel. Income thresholds, eligibility, and walkthrough.

  1. Check Magnus eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹1.5 lakh for salaried. CIBIL score of 760+ is preferred. Self-employed applicants need a minimum annual income of ₹25 lakh.
  2. Apply online via Axis Bank website — Visit axisbank.com → Cards → Credit Cards → Magnus. Click Apply Now. The form is pre-filled if you are an existing Axis customer.
  3. Complete the application — Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Magnus variant and number of supplementary cards.
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Upload income documents — Upload the latest 3 months’ salary slips, last 6 months’ bank statement, and Form 16. Self-employed applicants must upload 2 years’ ITR with computation and business proof.
  6. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.
  7. Pay the joining fee and receive the card — Once approved, Axis will charge ₹10,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.
  8. Spend ₹1 lakh in 90 days for the welcome bonus — Spend ₹1 lakh within 90 days to earn 12,000 bonus EDGE Miles. The miles are credited within 30 days of meeting the spend target.

Common mistakes to avoid

The 5 EDGE Miles is restricted to direct airline and hotel bookings — online travel portals earn only 2 EDGE Miles. The 30,000 milestone bonus on ₹15 lakh spends is a yearly target — high spenders can hit it once per year.

Pro tips

  • Use Magnus for direct airline and hotel bookings to maximise 5 EDGE Miles
  • Pair with Axis Atlas for high-value travel
  • Plan to spend ₹15 lakh to waive the ₹10,000 annual fee and unlock the 30,000 milestone
  • Register on the EDGE Miles portal and link the card before your first redemption

Quick verdict

Axis Magnus is the right card for high spenders who hit the ₹15L waiver and use the 30,000 EDGE Miles milestone. If you can clear only the ₹2.5L Atlas waiver, Axis Atlas is the better deal. Apply directly through the Axis website or via the “pre-qualified” link your relationship manager shares.

Frequently asked questions

What is the annual fee on Magnus?

₹10,000 + GST, waived on ₹15 lakh spends in the previous 12 months.

What is the welcome bonus?

12,000 bonus EDGE Miles on ₹1 lakh spent within 90 days of card issuance.

What is the milestone bonus?

30,000 bonus EDGE Miles on ₹15 lakh spent in a year, credited within 30 days of meeting the target.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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