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How to Apply for the Axis Atlas Credit Card in 2026

Jay Dodiya's profile photo Jay Dodiya
4 min read
Reviewed by Jiyan Kazi Last reviewed 5 September 2026 Data verified 5 September 2026

The Axis Atlas Credit Card is a travel-focused card that earns 5 EDGE Miles per ₹100 on travel spends (flights, hotels, packages), 2 EDGE Miles per ₹100 on all other spends, 8 domestic + 4 international lounge visits per year, and a milestone of 5,000 bonus miles on spends of ₹1.5 lakh in a quarter. The annual fee is ₹5,000, waived on ₹2.5 lakh spends.

Why this matters

Atlas is the most cost-effective travel card from Axis. The 5 EDGE Miles per ₹100 on travel is unmatched in the Indian market. EDGE Miles can be redeemed for flights, hotels, and seat upgrades on partner airlines. The 8+4 lounge visits cover most moderate travellers.

How to Apply for the Axis Atlas Credit Card in 2026

How to apply Total time: 15 min · Estimated cost: ₹5,000 (joining fee) · You’ll need: PAN, Aadhaar, salary slips, bank statement, Form 16

Apply for the travel-focused Axis Atlas Credit Card with 5 EDGE Miles per ₹100 on travel. Income thresholds, eligibility, and full walkthrough.

  1. Check Atlas eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹50,000 for salaried. CIBIL score of 740+ is preferred.
  2. Apply online via Axis Bank website — Visit axisbank.com → Cards → Credit Cards → Atlas. Click Apply Now. The form is pre-filled if you are an existing Axis customer.
  3. Complete the application — Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Atlas variant and number of supplementary cards.
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Upload income documents — Upload the latest 3 months’ salary slips, last 6 months’ bank statement, and Form 16. Self-employed applicants must upload 2 years’ ITR with computation and business proof.
  6. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.
  7. Pay the joining fee and receive the card — Once approved, Axis will charge ₹5,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.
  8. Use for travel to chase the 5 EDGE Miles — Use the card on direct airline and hotel bookings to earn 5 EDGE Miles per ₹100. Track miles in the Axis mobile app and redeem via the EDGE Miles portal.

Common mistakes to avoid

The 5 EDGE Miles is restricted to direct airline and hotel bookings — online travel portals like MakeMyTrip and Yatra earn only 2 EDGE Miles. The 5,000 bonus miles on ₹1.5 lakh spends is a quarterly milestone — high spenders can hit it 4 times a year.

Pro tips

  • Use Atlas for direct airline and hotel bookings to maximise 5 EDGE Miles
  • Register on the EDGE Miles portal and link the card before your first redemption
  • Chase the quarterly milestone of 5,000 bonus miles by spending ₹1.5 lakh per quarter
  • Pair with Axis ACE for bill payments and online shopping

Frequently asked questions

What is the annual fee on Atlas?

₹5,000 + GST, waived on ₹2.5 lakh spends in the previous 12 months.

How many EDGE Miles are needed for a free flight?

10,000 EDGE Miles = ₹1,000 in flight value. A domestic flight typically costs 50,000–100,000 miles.

Does the 5X apply to MakeMyTrip?

No. The 5 EDGE Miles is restricted to direct airline and hotel bookings. MakeMyTrip earns 2 EDGE Miles.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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