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How to Apply for the Axis Select Credit Card in 2026

Renish Mithani's profile photo Renish Mithani
3 min read
Reviewed by Darshil Chauhan Last reviewed 5 September 2026 Data verified 5 September 2026

The Axis Select Credit Card is a premium travel card with 2 EDGE Miles per ₹100 on all retail spends, 8 domestic + 4 international lounge visits per year, 1% fuel surcharge waiver, and a milestone voucher of ₹1,000 on spends of ₹1 lakh in a quarter. The annual fee is ₹3,000, waived on ₹2 lakh spends.

Why this matters

Select is the most balanced Axis premium card. The 2 EDGE Miles per ₹100 on all categories means even your grocery and utility bills contribute to your travel fund. The 8+4 lounge visits cover most moderate travellers, and the ₹1,000 quarterly voucher is a useful bonus.

How to Apply for the Axis Select Credit Card in 2026

How to apply Total time: 15 min · Estimated cost: ₹3,000 (joining fee) · You’ll need: PAN, Aadhaar, salary slips, bank statement, mobile

Apply for the Axis Select Credit Card with 2X EDGE Miles on retail and 8 lounge visits a year. Income thresholds, eligibility, and walkthrough.

  1. Check Select eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹35,000 for salaried. CIBIL score of 730+ is preferred.
  2. Apply online via Axis Bank website — Visit axisbank.com → Cards → Credit Cards → Select. Click Apply Now. The form is pre-filled if you are an existing Axis customer.
  3. Complete the application — Provide your personal details, employment information, monthly income, and existing credit relationships.
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Upload income documents — Upload the latest 3 months’ salary slips and the last 6 months’ bank statement. Self-employed applicants must upload 2 years’ ITR with computation and Form 26AS.
  6. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.
  7. Pay the joining fee and receive the card — Once approved, Axis will charge ₹3,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.
  8. Use for retail to chase the 2 EDGE Miles — Use the card for all retail spends to earn 2 EDGE Miles per ₹100. Track miles in the Axis mobile app.

Common mistakes to avoid

The 2 EDGE Miles is uncapped but excluded from EMI, cash advances, and fuel transactions. The 8+4 lounge visits are via Dreamfolks — register before your first travel.

Pro tips

  • Use Select as your default card for all retail spends
  • Pair with Axis ACE for bill payments and online shopping
  • Register on Dreamfolks and link the card before your first trip
  • Chase the ₹1,000 quarterly voucher by spending ₹1 lakh per quarter

Frequently asked questions

What is the annual fee on Select?

₹3,000 + GST, waived on ₹2 lakh spends in the previous 12 months.

How many lounge visits are included?

8 domestic + 4 international per year via Dreamfolks.

What is the EDGE Miles redemption rate?

1 EDGE Mile = ₹0.10. 10,000 EDGE Miles = ₹1,000 in flight value.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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