Bandhan Bank
Bandhan Bank Premier Credit Card
Premium Visa with travel rewards, lounge access, and milestone benefits
₹2,500/yr annual fee · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Premium cardholder
- Traveller
-
What we like
- Domestic + international lounge access
- 3x rewards on retail spend
- ₹2,000 welcome shopping voucher
-
Watch out for
- ₹2,500 non-waiver joining fee
- Standard 3.5% forex markup
- Smaller private-sector bank with limited network
Annual fee
₹2,500/yr
Reward rate
3x
Min. income
₹6,00,000
Forex markup
3.5%
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 720+
Reward cap
Not explicitly stated
Welcome benefit
₹2,000 voucher on annual spends ≥ ₹3,00,000; ₹4,000 voucher on ≥ ₹6,00,000.
Bandhan Bank Premier Credit Card review: premium Visa with high rewards on travel spend, complimentary domestic + international lounge access, and milestone vouchers for premium spenders.
Who is this for
- Premium cardholder
- Traveller
What we like
- Domestic + international lounge access
- 3x rewards on retail spend
- ₹2,000 welcome shopping voucher
Watch out for
- ₹2,500 non-waiver joining fee
- Standard 3.5% forex markup
- Smaller private-sector bank with limited network
Issuer
Headquarters
Kolkata, West Bengal
Established 2015
Toll-free
1800-258-8181Website
www.bandhanbank.comBandhan Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Renewal fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹1,100 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3 Reward Points per ₹100 on retail spend; 2 Reward Points per ₹100 on dining; 1 Reward Point per ₹100 on utility & in… | Not explicitly stated | Redeemable via Bandhan Bank rewards portal |
| DINING | 2.00 | — | 0.50 |
| TRAVEL | 3.00 | — | 0.50 |
| SHOPPING | 3.00 | — | 0.50 |
Benefits
-
Domestic + International Lounge Access Highlight
4 complimentary domestic + 2 international lounge visits per year.
-
Welcome Vouchers
₹2,000 shopping voucher on payment of joining fee.
-
Milestone Vouchers
₹2,000 voucher on annual spends ≥ ₹3,00,000; ₹4,000 voucher on ≥ ₹6,00,000.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹6,00,000
- Min. credit score
- 720+
- Score note
- Good credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
Bandhan Bank Premier Credit Card is the premium Visa tier. It targets premium spenders with travel rewards, lounge access, and milestone vouchers.
Fees and rewards
- Joining fee: ₹2,500 (non-waiver)
- Annual fee: ₹2,500, waived on annual spends ≥ ₹3,00,000
- Rewards: 3 Reward Points per ₹100 on retail spend; 2 Reward Points per ₹100 on dining
- Forex markup: 3.50%
Benefits
- 4 domestic + 2 international lounge visits per year
- ₹2,000 welcome shopping voucher
- ₹2,000 milestone voucher on ₹3 lakh spend; ₹4,000 on ₹6 lakh
- 1% fuel surcharge waiver
Eligibility
Minimum annual income ₹6,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the Bandhan Bank Premier Credit Card apply walkthrough →
Apply for Bandhan Bank Premier Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Bandhan Bank Premier Credit Card worth it?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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