Bandhan Bank
Bandhan Bank Visa Signature Credit Card
Mid-premium Visa Signature with rewards and lounge access
₹2,500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Mid-premium Visa user
- Frequent traveller
-
What we like
- Domestic + international lounge access
- Visa Signature tier privileges globally
- Mid-premium entry Visa tier
-
Watch out for
- ₹2,500 non-waiver joining fee
- Standard 3.5% forex markup
- Smaller private-sector bank with limited network
Annual fee
₹2,500/yr
Reward rate
4x
Min. income
₹7,00,000
Forex markup
3.5%
Lounge access
Domestic + international
Eligibility
₹7 lakh/yr · CIBIL 720+
Reward cap
Not explicitly stated
Welcome benefit
₹1,500 voucher on annual spends ≥ ₹3,00,000; ₹3,000 voucher on ≥ ₹6,00,000.
Bandhan Bank Visa Signature Credit Card review: mid-premium Visa Signature with rewards on retail and dining spend, complimentary domestic + international lounge access, fuel surcharge waiver, and milestone vouchers for mid-premium spenders.
Who is this for
- Mid-premium Visa user
- Frequent traveller
What we like
- Domestic + international lounge access
- Visa Signature tier privileges globally
- Mid-premium entry Visa tier
Watch out for
- ₹2,500 non-waiver joining fee
- Standard 3.5% forex markup
- Smaller private-sector bank with limited network
Issuer
Headquarters
Kolkata, West Bengal
Established 2015
Toll-free
1800-258-8181Website
www.bandhanbank.comBandhan Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Renewal fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹1,100 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 4 Reward Points per ₹100 on retail spend; 3 Reward Points per ₹100 on dining; 1 Reward Point per ₹100 on utility & in… | Not explicitly stated | Redeemable via Bandhan Bank rewards portal |
| DINING | 3.00 | — | 0.50 |
| SHOPPING | 4.00 | — | 0.50 |
Benefits
-
Domestic + International Lounge Access Highlight
4 complimentary domestic + 2 international lounge visits per year.
-
Global Visa Signature Acceptance Highlight
Visa Signature tier privileges at hotels and travel merchants worldwide.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
-
Milestone Vouchers
₹1,500 voucher on annual spends ≥ ₹3,00,000; ₹3,000 voucher on ≥ ₹6,00,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹7,00,000
- Min. credit score
- 720+
- Score note
- Good credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
Bandhan Bank Visa Signature Credit Card is the mid-premium Visa Signature tier. It targets mid-premium spenders with lounge access and Visa Signature tier privileges.
Fees and rewards
- Joining fee: ₹2,500 (non-waiver)
- Annual fee: ₹2,500, waived on annual spends ≥ ₹3,00,000
- Rewards: 4 Reward Points per ₹100 on retail; 3 Reward Points per ₹100 on dining
- Forex markup: 3.50%
Premium benefits
- 4 domestic + 2 international lounge visits per year
- Visa Signature tier privileges globally
- ₹1,500 milestone voucher on ₹3 lakh spend; ₹3,000 on ₹6 lakh
- 1% fuel surcharge waiver
Eligibility
Minimum annual income ₹7,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the Bandhan Bank Visa Signature Credit Card apply walkthrough →
Apply for Bandhan Bank Visa Signature Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the Bandhan Bank Visa Signature Credit Card worth it?
What is the annual fee for the Bandhan Bank Visa Signature Credit Card?
How does the Bandhan Bank Visa Signature Credit Card reward rate work?
What are the eligibility requirements for the Bandhan Bank Visa Signature Credit Card?
Does the Bandhan Bank Visa Signature Credit Card offer airport lounge access?
← All credit cards · All Bandhan Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.