Bandhan Bank
Bandhan Bank Flare Credit Card
Best for frequent travellers, travel rewards and lounge access
₹1,999/yr annual fee · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,999/yr
Reward rate
3x
Min. income
₹6,00,000
Forex markup
3%
Lounge access
Yes
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
₹1,500/month
Welcome benefit
E-vouchers on milestone spends
Who is this for
- Frequent traveller
- Premium spender
What we like
- 6x on travel
- 5x on dining
- Lounge access included
Watch out for
- Rs 1,999 annual fee
- Rs 2 lakh spend waiver threshold
Issuer
Headquarters
Kolkata, West Bengal
Established 2015
Toll-free
1800-258-8181Website
www.bandhanbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹1,999 | Waived on Rs 2 lakh annual spend |
| Forex markup | 3% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 6.00 | ₹1,500/month | 0.30 |
| DINING | 5.00 | ₹1,000/month | 0.25 |
| All spends | 3.00 | — | 0.25 |
Benefits
-
Lounge access Highlight
Complimentary domestic airport lounge access
-
Travel insurance
Complimentary travel insurance cover
-
Milestone vouchers
E-vouchers on milestone spends
-
Fuel surcharge waiver
1% fuel surcharge waiver
Eligibility
- Age
- 21–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Bandhan Bank Flare Credit Card is a Visa travel rewards card launched by Bandhan Bank on 8 September 2026, with 6x rewards on travel and complimentary lounge access.
Fees and rewards
- Annual fee: Rs 1,999 (waived on Rs 2 lakh annual spend)
- Joining fee: Nil
- Rewards: 6x on travel; 5x on dining; 3x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for Bandhan Bank Flare Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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