BOBCARD
BOBCARD Apollo Credit Card
Healthcare co-brand Visa with Apollo Hospital benefits and healthcare privileges
₹1,500/yr annual fee · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Healthcare-conscious spender
- Apollo Hospital customer
- Mid-tier entry cardholder
-
What we like
- Complimentary Apollo health check-up package
- Hospital discounts at Apollo network
- 3x rewards on healthcare spends
-
Watch out for
- ₹1,500 non-waiver joining fee
- Standard 3.5% forex markup
- Niche use case for healthcare spenders
Annual fee
₹1,500/yr
Reward rate
3x
Min. income
₹5,00,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹5 lakh/yr · CIBIL 720+
Reward cap
Not explicitly stated
Welcome benefit
₹1,000 healthcare voucher on annual spends ≥ ₹1,50,000; ₹2,000 voucher on ≥ ₹3,00,000.
BOBCARD Apollo Credit Card review: healthcare co-brand Visa with Apollo Hospital privileges, complimentary health check-ups, hospital discounts, milestone vouchers, and welcome benefits for healthcare spenders.
Who is this for
- Healthcare-conscious spender
- Apollo Hospital customer
- Mid-tier entry cardholder
What we like
- Complimentary Apollo health check-up package
- Hospital discounts at Apollo network
- 3x rewards on healthcare spends
Watch out for
- ₹1,500 non-waiver joining fee
- Standard 3.5% forex markup
- Niche use case for healthcare spenders
Issuer
BOBCARD is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,500 | Not waivable |
| Annual fee | ₹1,500 | Waived on annual spends ≥ ₹1,50,000 |
| Renewal fee | ₹1,500 | Waived on annual spends ≥ ₹1,50,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹1,000 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| HEALTHCARE | 3 Reward Points per ₹100 on healthcare spends at Apollo Hospitals; 2 Reward Points per ₹100 on retail; 1 Reward Point… | Not explicitly stated | Redeemable via BOBCARD rewards portal |
| All spends | 2.00 | Not explicitly stated | 0.25 |
| SHOPPING | 2.00 | — | 0.25 |
Benefits
-
Apollo Hospital Privileges Highlight
Complimentary health check-up package, hospital discounts, and priority appointments at Apollo Hospitals.
-
3x Rewards on Healthcare Highlight
3 Reward Points per ₹100 on healthcare spends at Apollo Hospitals.
-
Welcome Health Package
Complimentary Apollo health check-up package on payment of joining fee.
-
Milestone Vouchers
₹1,000 healthcare voucher on annual spends ≥ ₹1,50,000; ₹2,000 voucher on ≥ ₹3,00,000.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹5,00,000
- Min. credit score
- 720+
- Score note
- Good credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
BOBCARD Apollo Credit Card is the Apollo Hospital healthcare co-brand Visa. It targets healthcare-conscious spenders with Apollo privileges and milestone vouchers.
Fees and rewards
- Joining fee: ₹1,500 (non-waiver)
- Annual fee: ₹1,500, waived on annual spends ≥ ₹1,50,000
- Rewards: 3 Reward Points per ₹100 on Apollo healthcare spends; 2 Reward Points per ₹100 on retail
- Forex markup: 3.50%
Healthcare benefits
- 3x rewards on Apollo Hospital spends
- Complimentary Apollo health check-up package
- Hospital discounts at Apollo network
- ₹1,000 healthcare voucher on ₹1.5 lakh spend; ₹2,000 on ₹3 lakh
Eligibility
Minimum annual income ₹5,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the BOBCARD Apollo Credit Card apply walkthrough →
Apply for BOBCARD Apollo Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the BOBCARD Apollo Credit Card worth it?
What is the annual fee for the BOBCARD Apollo Credit Card?
How does the BOBCARD Apollo Credit Card reward rate work?
What are the eligibility requirements for the BOBCARD Apollo Credit Card?
Does the BOBCARD Apollo Credit Card offer airport lounge access?
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