Canara Bank
Canara Bank MasterCard World Black Credit Card
Premium Mastercard World Black with global acceptance and luxury privileges
₹5,000/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Premium cardholder
- Traveller
-
What we like
- 4x rewards on retail and dining
- Domestic + international lounge access
- Mastercard World tier privileges globally
-
Watch out for
- ₹5,000 non-waiver joining fee
- Spend threshold of ₹5 lakh/year required to waive annual fee
- Public-sector bank customer base
Annual fee
₹5,000/yr
Reward rate
4x
Min. income
₹8,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹8 lakh/yr · CIBIL 720+
Reward cap
Not explicitly stated
Welcome benefit
₹2,500 voucher on annual spends ≥ ₹3,00,000; ₹5,000 voucher on ≥ ₹6,00,000.
Canara Bank MasterCard World Black Credit Card review: premium Mastercard World Black tier with global acceptance, complimentary domestic + international lounge access, milestone vouchers, and Mastercard World tier privileges.
Who is this for
- Premium cardholder
- Traveller
What we like
- 4x rewards on retail and dining
- Domestic + international lounge access
- Mastercard World tier privileges globally
Watch out for
- ₹5,000 non-waiver joining fee
- Spend threshold of ₹5 lakh/year required to waive annual fee
- Public-sector bank customer base
Issuer
Headquarters
Bengaluru, Karnataka
Established 1906
Toll-free
1800-103-2224Website
www.canarabank.comCanara Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Waived on annual spends ≥ ₹5,00,000 |
| Renewal fee | ₹5,000 | Waived on annual spends ≥ ₹5,00,000 |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 4 Reward Points per ₹100 on retail spend; 4 Reward Points per ₹100 on dining; 2 Reward Points per ₹100 on utility & i… | Not explicitly stated | Redeemable via Canara Bank rewards portal |
| DINING | 4.00 | — | 0.50 |
| TRAVEL | 4.00 | — | 0.50 |
Benefits
-
4x Rewards on Dining and Retail Highlight
4 Reward Points per ₹100 on retail and dining spend.
-
Domestic + International Lounge Access Highlight
6 complimentary domestic + 4 international lounge visits per year.
-
Lower Forex Markup
2% forex markup on international spends.
-
Mastercard World Tier Privileges
Mastercard World tier privileges globally — luxury hotel benefits, late checkout, room upgrades.
-
Milestone Vouchers
₹2,500 voucher on annual spends ≥ ₹3,00,000; ₹5,000 voucher on ≥ ₹6,00,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹8,00,000
- Min. credit score
- 720+
- Score note
- Good credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
Canara Bank MasterCard World Black Credit Card is the premium Mastercard World Black tier. It targets premium spenders with global acceptance, lounge access, and Mastercard World tier privileges.
Fees and rewards
- Joining fee: ₹5,000 (non-waiver)
- Annual fee: ₹5,000, waived on annual spends ≥ ₹5,00,000
- Rewards: 4 Reward Points per ₹100 on retail + dining
- Forex markup: 2%
Premium benefits
- 4x rewards on retail and dining
- 6 domestic + 4 international lounge visits per year
- Mastercard World tier privileges globally
- ₹2,500 milestone voucher on ₹3 lakh spend; ₹5,000 on ₹6 lakh
- 2% reduced forex markup
Eligibility
Minimum annual income ₹8,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the Canara Bank MasterCard World Black Credit Card apply walkthrough →
Apply for Canara Bank MasterCard World Black Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Canara Bank MasterCard World Black Credit Card worth it?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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