Canara Bank
Canara Bank Rupay Select Credit Card
Lifetime-free RuPay card with 5% cashback on utility + dining
Lifetime free · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
5x
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2 lakh/yr
Reward cap
₹50/month
Welcome benefit
None beyond the reward rate
Canara Bank Rupay Select Credit Card is a lifetime-free RuPay card offering 5% cashback on utility bill payments and 5% cashback on dining, with monthly capping of Rs. 50 each.
Who is this for
- Utility bill payer
- Dining enthusiast
- RuPay preference
What we like
- Lifetime free
- 5% on utility + 5% on dining
- RuPay UPI acceptance
Watch out for
- Monthly cap of Rs 50 on each category
- Limited to utility + dining categories
Issuer
Headquarters
Bengaluru, Karnataka
Established 1906
Toll-free
1800-103-2224Website
www.canarabank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waiver |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| UTILITY | 5.00 | ₹50/month | 1.00 |
| DINING | 5.00 | ₹50/month | 1.00 |
Benefits
-
Lifetime free Highlight
No joining or annual fee
-
Utility cashback Highlight
5% cashback on utility bill payments
-
Dining cashback Highlight
5% cashback on dining
-
RuPay UPI
RuPay network acceptance for UPI payments
Eligibility
- Age
- 18–65 years
- Min. income
- ₹2,00,000
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- Resident Indian aged 18-65, salaried or self-employed, minimum income Rs 2 lakh p.a.
Canara Bank Rupay Select Credit Card is a lifetime-free RuPay card from Canara Bank offering 5% cashback on utility bill payments and 5% cashback on dining, with monthly capping of Rs. 50 each.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil (lifetime free)
- Rewards: 5% cashback on utility bill payments; 5% cashback on dining
Welcome Benefits
- Lifetime free with no annual fee
Eligibility
Resident Indian aged 18-65, salaried or self-employed, minimum income Rs. 2 lakh p.a.
Card data compiled from paisabazaar.com and Canara Bank official site. Status: active.
Apply for Canara Bank Rupay Select Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Canara Bank Rupay Select Credit Card worth it?
What is the annual fee for the Canara Bank Rupay Select Credit Card?
How does the Canara Bank Rupay Select Credit Card reward rate work?
What are the eligibility requirements for the Canara Bank Rupay Select Credit Card?
Does the Canara Bank Rupay Select Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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