IndusInd Bank
CRED IndusInd Bank RuPay Credit Card
Best for CRED members, online shopping, UPI
₹499/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹499/yr
Reward rate
5x
Min. income
₹2,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- CRED member
- Online shopper
- UPI user
What we like
- Zero joining fee
- Up to 5 CRED Points on online/UPI
- RuPay UPI acceptance
Watch out for
- Rs 499 annual fee
- Best for CRED members
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.indusind.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹499 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 5.00 | — | 1.00 |
| UPI | 5.00 | — | 1.00 |
Benefits
-
No joining fee Highlight
Zero joining fee
-
CRED app rewards Highlight
Up to 5% back on using CRED app
-
Low annual fee
Rs 499 annual fee
-
UPI enabled
RuPay UPI enabled for credit-card UPI payments
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, address proof. CRED membership required
CRED IndusInd Bank RuPay Credit Card is a co-brand RuPay card from IndusInd Bank and CRED, offering up to 5 CRED Points per Rs. 100 on online and UPI spends.
Fees and rewards
- Annual fee: Rs 499
- Joining fee: Nil
- Rewards: Up to 5 CRED Points on online/UPI spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, address proof. CRED membership required.
Card data compiled from paisabazaar.com listings. Status: active.
Apply for CRED IndusInd Bank RuPay Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the CRED IndusInd Bank RuPay Credit Card worth it?
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