Federal Bank
Federal Celesta Credit Card
Best for lifestyle and dining rewards, lifetime free
Lifetime free · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
2x
Min. income
₹2,00,000
Forex markup
2%
Lounge access
Yes
Eligibility
₹2 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Dining spender
- Lifestyle spender
What we like
- Lifetime free
- 2X on dining
- 2% forex markup
Watch out for
- Modest 1x base reward rate
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Forex markup | 2% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DINING | 2.00 | — | 0.25 |
| All spends | 1.00 | — | 0.25 |
Benefits
-
Lifetime free Highlight
No joining or annual fee
-
Dining rewards Highlight
2X reward points on dining spends
-
Lounge access
Domestic & international lounge access
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,00,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Federal Celesta Credit Card is a Visa lifetime-free card from Federal Bank offering 2X reward points on dining and complimentary lounge access.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil
- Rewards: 2X on dining; 1X on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from paisabazaar.com listings. Status: active.
Apply for Federal Celesta Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Federal Celesta Credit Card worth it?
What is the annual fee for the Federal Celesta Credit Card?
How does the Federal Celesta Credit Card reward rate work?
What are the eligibility requirements for the Federal Celesta Credit Card?
Does the Federal Celesta Credit Card offer airport lounge access?
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