Federal Bank
Federal Bank Signet Credit Card
Best for electronics, apparel and shopping rewards, lifetime free
Lifetime free · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
3x
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹2 lakh/yr · CIBIL 700+
Reward cap
₹1,500/month
Welcome benefit
None beyond the reward rate
Who is this for
- Electronics buyer
- Apparel shopper
- Online shopper
What we like
- Lifetime free
- 3X on electronics and apparel
- 4 lounge visits/year
Watch out for
- Monthly cap of Rs. 1,500 on accelerated rewards
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ELECTRONICS | 3.00 | ₹1,500/month | 0.30 |
| APPAREL | 3.00 | ₹1,500/month | 0.30 |
| All spends | 1.00 | — | 0.25 |
Benefits
-
Lifetime free Highlight
No joining or annual fee
-
Buy-one-get-one movies Highlight
BOGO on INOX movie tickets
-
Lounge access
4 free domestic airport lounge visits per year
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,00,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Federal Bank Signet Credit Card is a Visa lifetime-free card from Federal Bank offering 3X rewards on electronics and apparel plus BOGO movie benefits.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil
- Rewards: 3X on electronics/apparel; 1X on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from paisabazaar.com listings. Status: active.
Apply for Federal Bank Signet Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Federal Bank Signet Credit Card worth it?
What is the annual fee for the Federal Bank Signet Credit Card?
How does the Federal Bank Signet Credit Card reward rate work?
What are the eligibility requirements for the Federal Bank Signet Credit Card?
Does the Federal Bank Signet Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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