HSBC India
HSBC RuPay Cashback Credit Card
Best for cashback, domestic spending
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
Cashback on partner brands
Who is this for
- Cashback seeker
- Budget-conscious spender
What we like
- 1.5% cashback on fuel
- Low annual fee
Watch out for
- Rs 500 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 1.5 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
| FUEL | 1.50 | ₹300/month | 1.00 |
Benefits
-
Domestic lounge access
None
-
Milestone benefits Highlight
Cashback on partner brands
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
HSBC RuPay Cashback Credit Card is a RuPay credit card from HSBC Bank. It is best suited for cashback, domestic spending.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 1% cashback on all spends; 1.5% on fuel
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for HSBC RuPay Cashback Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HSBC RuPay Cashback Credit Card worth it?
What is the annual fee for the HSBC RuPay Cashback Credit Card?
How does the HSBC RuPay Cashback Credit Card reward rate work?
What are the eligibility requirements for the HSBC RuPay Cashback Credit Card?
Does the HSBC RuPay Cashback Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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